Do these 3 things if you hit an electric pole

Colliding with an electric pole can have life-threatening consequences, as a Texas family recently discovered. In a tragic incident, a 20-year-old man survived an impact with a utility pole only to die from electrocution after stepping outside his vehicle to survey damage. 

When you drive, you probably pass countless utility poles. You may not, though, understand what to do if you collide with one. Taking three simple steps may save your life. 

1. Call 911 and stay in your car

If you collide with an electric pole, you should stay inside your vehicle and call 911. After all, downed wires may be live, causing them to be an electrocution risk to you. Even if wires are far away, the ground may be carrying a potentially deadly electrical current. 

2. Notify others

Following the crash, friendly Ohioans may stop to help. They may not, however, recognize the inherent danger. Accordingly, you should shout a warning to anyone who is trying to approach. Advise individuals to stay away and wait for emergency responders to arrive. 

3. Jump free

Sometimes, remaining in a crashed vehicle is impossible. If your car is on fire or otherwise dangerous, you must exit it. You should be careful not to complete the circuit by touching your car and the ground at the same time. Instead, jump free from the vehicle and land on both feet. 

After you jump free, shuffle your feet until you are at least 30 feet away from the accident scene. Remember, hitting a utility pole can be stressful, so rehearsing jumping and shuffling before a collision occurs is a good idea. 

Career problems and the risk of a traffic crash

There are many challenges people face, some of which increase their odds of becoming involved in an accident on the road. From health concerns to emotional hurdles such as stress and depression, various hardships in life make drivers more likely to become involved in an auto accident. In fact, many people are facing serious problems in their careers at this point in time, which often raises concerns on the road.

If you are facing problems at work or cannot find the position you want, make sure these struggles do not affect your driving abilities. Likewise, if you are struck by a driver facing these hardships or any other problem, do not let this deter you from standing up for your legal rights.

Job loss, hopelessness, stress and driving

Many people are out of work in recent months, which often leads to a sense of hopelessness, high levels of anxiety and even depression. All of these emotional disturbances have the potential to lead to other difficulties (such as excessive drinking and sleep loss) which further impede a driver’s abilities on the road.

Other career problems

There are also other ways in which one’s career can adversely affect their performance on the road. For example, some people work too hard, either physically or mentally, and this interferes with their driving abilities. Mental and physical fatigue causes many accidents and a lot of drivers often find themselves in a rush because of their career. It is pivotal for accident victims to firmly stand up for their rights and have a solid understanding of legal strategies to help them recover. Our website explores accident topics in more detail.

What should I do after a hit-and-run?

Any automobile accidents can be distressing, but it is important to understand how to handle a hit-and-run in particular. Hit-and-run accidents can be very emotionally taxing, particularly if you are sitting at the scene of the accident while the perpetrator is driving away.

Dealing with a hit-and-run situation is different than a run-of-the-mill fender-bender. According to State Farm Insurance, it is important to stay at the scene of the hit-and-run accident and not chase after the culprit.

Why should I not go after the culprit?

It is unlikely that there are no eyewitnesses to the hit-and-run accident. If the eyewitnesses see both cars driving off after an accident, they will not know who the perpetrator actually is. Plus, if anybody sustains injury as a result of the accident, it is important for you to call 911.

If nobody has injuries, your first action should be to call the police to file a report. Filing a police report can help lead to the capture of the culprit, and may be necessary for insurance purposes.

Should I talk to eyewitnesses?

Absolutely. Having multiple people back up your version of events is a good idea from a legal and insurance perspective. Additionally, since most people have smartphones this means that an eyewitness may have taken video or a photo of the culprit. It is also possible that an eyewitness was able to take down the license plate number of the perpetrator.

It is also a good idea to document the scene of the crime yourself. Make sure to take photos of any damage to either your vehicle or surrounding property. You can also record eyewitnesses giving you accounts.

Why you should have UM/UIM insurance coverage

A car accident can change your life in an instant. Not only could you lose your vehicle, but you could also suffer injuries that stay with you for years to come. You may assume your auto insurance has you covered. That is why you bought it, after all. Right? Maybe, but maybe not. When someone else causes the accident, you must rely on their insurance to cover you. Here are a few things you should know about Ohio insurance coverage and why you should have uninsured and underinsured motorist (UM/UIM) coverage.

Minimum coverage

In Ohio, your insurance must cover $25,000 for one person in bodily injury coverage per accident and $50,000 for multiple people in one accident. When you consider how expensive health care is today, you can see how quickly that money would be used up in a serious accident. Many people choose the cheapest option available. This means that when someone causes an accident, there is a good chance they will only have this minimum coverage.

Uninsured drivers

Even though Ohio law requires all drivers to have insurance coverage, not everyone does. The Insurance Information Institute stated that in 2015, 12.4% of Ohio drivers were uninsured. When one of those drivers causes an accident, that leaves an injured victim with no insurance coverage at all from the negligent driver. That is where your own insurance can help you.

UM/UIM Coverage

You can prevent both of these scenarios by purchasing uninsured and underinsured motorist coverage as part of your own insurance. Insurance companies must offer you this coverage in Ohio, but the law does not require you to purchase it. The uninsured motorist coverage will cover your expenses if an uninsured driver hits you. The underinsured motorist coverage will kick in to cover any expenses you have above the other driver’s minimum $25,000 coverage.

You rely on your auto insurance to take care of you if you cause an accident. Consider adding UM/UIM coverage so your insurance can take care of you even if you didn’t cause the accident. You and your passengers deserve coverage for all of your medical care, no matter how long your recovery takes.