In the immediate aftermath of your personal injury, you went to an Ohio hospital to receive treatment. You are on the road to recovery, but now you have medical bills adding financial pain to your physical pain.
You have options for lowering your medical costs. Learn more about those options to ease your financial burden while getting back on your feet.
Look for errors
Take a careful look over your medical bills, checking for double-billing, odd fees and charges for services or treatment that you did not receive. If you have insurance, make sure your provider covered everything included in your policy. Ask for your personal injury medical records and compare them with your bills. All received services should match what you see in your records.
Ask about paying the insurance rate
If you either do not have insurance or received treatment that your provider does not cover, ask the medical facility if you can pay the insurance or Medicare rate. Often, individual payees pay more than insurance companies, but the hospital may reduce your bill if doing so means you pay faster and they get something rather than nothing.
Negotiate with the hospital
Maybe paying in installments makes for an easier option than paying your bill in full in a single payment. Contact the hospital billing office and explain your financial situation and ask if they can put you on an interest-free installment plan. Another option is paying what you can in cash rather than with a debit or credit card. Doing so could net you a discount.
Even if you qualify for compensation because of your personal injury, you still have medical bills to pay. Work to lower those bills to give yourself one less thing to worry about while you build your case.